Enter your monthly spending to see which cards return the most value.
Monthly spending
?Defaults from BLS Consumer Expenditure Survey, adjusted for ~$80–100K household income.Dining$400/moBLS avg ~$290; higher for card-optimizers who eat out moreGroceries$600/moBLS avg ~$475; adjusted up for higher-income householdsTravel$200/moConservative baseline; frequent travelers often 2–5x thisGas$150/moBLS avg ~$175; lower if urban or hybridStreaming$50/mo3–4 services at typical $13–17/mo pricingGeneral$500/moCatch-all: shopping, Amazon, bills, subscriptionsTotal$1,900/mo$
$
$
$
$
$
$1,900/mo · $22,800/yr
1
Robinhood Platinum Card$695/yr
$1811/yr2
American Express Platinum Card$895/yr
$1029/yr3
Chase Ink Business Preferred$95/yr
$781/yr4
Capital One Venture X$395/yr
$753/yr5
American Express Gold Card$325/yr
$735/yr